Finance is often a major part of our customers’ car-buying journeys, so we have taken the necessary steps to offer some great packages as well as peace of mind. We have developed relationships with a wide range of lenders nationwide for your convenience.
There are 2 main types of finance deals that you might want to consider:
Hire Purchase - Generally referred to as HP, this is a loan secured against the vehicle itself. This is a great choice for people who want to spread out the cost of their car whilst having the flexibility of lower monthly payments and no mileage restrictions. Typical HP deals involve an initial deposit and the rest of the balance is paid monthly plus interest. Once you’ve paid your final instalment, you own the car outright.
Personal Contract Purchase (PCP) - This is a good option for those who like to change their car every few years but don’t want to fork out a big sum each time. You will typically be asked to pay a deposit followed by monthly payments. At the end of the agreed period, for example, three years, you will have the option of paying the rest of the balance, returning the vehicle or using any residual value on a deal with your next car.
We offer tailored finance packages to suit your budget and needs. No need to haggle with a salesman, our team finance experts have brilliant relationships with a multitude of lenders to ensure you get the best deal on your next car with us. So, whatever your credit history, we are in a position to create the perfect finance solution for you. Get in touch with a member of our team to find out what work as the best solution for you!
FINANCIAL DISCLOSURE
Cheshire Auto Group is registered in England and Wales under company number: 16087907. Cheshire Auto Group is authorised and regulated by the Financial Conduct Authority, under FCA number: 1030619. We act as a credit broker not a lender. We work with several carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 year or over. We are only able to offer finance products from these providers.
Why Finance Through a Dealership?
What is Hire Purchase?
What is Personal Contract Purchase?
Contact Details
Unit 7 Redfern Ind Estate, Dawson Street, HydeCheshire
SK14 1RD 0161 399 4146 sales@cheshireautogroup.co.uk